Loan Workout & Restructuring

Deveoping and implementing a workout strategy that deals efficiently with high-risk loans is critical to preserving value for all stakeholders. Base10’s professionals are experienced in structuring senior debt, mezzanine debt and private equity capital. This experience can provide you with the resources to efficiently deal with complicated, time-consuming troubled loans while allowing revenue-producing origination personnel to maintain focus.

Base10 strives to bring lenders and borrowers together early to preserve property value to the benefit of both parties. We will model the financial effects of each available workout option to identify the risks, return and probability of success for the stakeholders at the table and can oversee strategy implementation.

We can also work directly with your borrower to analyze alternatives. This may include an analysis of operational deficiencies with recommendations for a turnaround. Base10 can also work with your borrower to raise additional private equity capital to meet loan-to-value requirements upon refinancing at loan maturity.

Why Outsource to Base10?

Base10 is built upon the fundamentals of finance and investment management and takes a back-to-basics approach to creating analytical models. Base10 brings a unique combination of finance, investment management and operational expertise, as well as access to capital sources, to the commercial real estate market.

Benefits of Outsourcing Workout Functions

Outsourcing helps you to avoid the long-term expense of hiring staff and allows you to keep revenue-generating personnel focused on loan origination. It also provides better capability to manage workout volume efficiently as market conditions and loan performance deteriorate.